PAYMENT POLICY

At A2ZBOX.com, we provide convenient and secured payment options to our consumers, as part of our Buyer Protection Policy. All our payment gateways are secured by SSL (Secure Socket Layer). We accept multiple modes of payment such as Credit Cards, Debit Cards, ATM cards, Netbanking and Cash On Delivery (COD). Besides these payment modes, you can also pay A2ZBOX Gift Certificate.Currently, we do not accept international cards.

Frequently Asked Questions

EMI Payment

EMI as a payment method is only available for customers using credit cards issued by:

ICICI Bank

HDFC Bank

Citibank

SBI Card

Standard Chartered Bank

Kotak Mahindra Bank

Axis Bank

HSBC Bank

The interest rate charged varies from bank to bank. Here is a summary of the interest rates:

Banks 3 months 6 months 9 monthes 12 monthes
HDFC Bank 12% 12% - -
ICICI Bank 13% 13% 13% 13%
City Bank 12% 12% - -
SBI Card 14% 14% 14% 14%
standar Chatered Bank 13% 13% 14% 14%
Kotak Mahindra Bank 12% 12% 14% 14%
Axis Bank 12% 12% 13% 13%
HSBC Bank 12.5% 12.5% 13.5% 13.5%

EMI Highlights

This table shows different banks and the respective EMI options based on the product price. This is for indicative purposes only, your EMI payments may differ with total order amount and additional bank charges, if any.

Minimum order value to avail the EMI option is Rs. 2500.

These prices do not include shipping charges.

How to Pay using EMI

Select your preferred EMI option at the time of payment.

Final EMI is calculated on the total value of your order at the time of payment.

The minimum order value to avail the EMI option on A2ZBOX is Rs. 2500.

The Bank charges annual interest rates according to the reducing monthly balance. In the monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the outstanding balance.

On 'Select a payment method page, choose the bank and plan (3, 6, 9 or 12-month) of your choice and enter your credit card details.

Once the payment is authorized, your order will be processed and shipped.

For EMI payments, initially, customers will be charged the full amount on their credit card. This will later be converted to an EMI transaction by their bank. This normally takes 5-7 working days.

Cancellations and refunds:

In case of any kind of refund in an EMI transaction, interest already billed in a particular transaction will not be refundable under any circumstances.

While you will not be charged a processing fee for availing A2ZBOX’ EMI option, the interest charged by the bank shall not be refunded by A2ZBOX.

You may check with the respective bank/issuer on how a cancellation, refund or pre-closure could affect the EMI terms, and what interest charges would be levied on you for the same.

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